At Ontario Budget Comfort, we’re committed to making energy-efficient upgrades more accessible for homeowners. That’s why we partner with iFinance, a trusted third-party provider, to help our customers secure financing when needed. While we don’t provide the loans ourselves, we guide you through the process so you can confidently move forward with your home improvements.

iFinance offers a variety of financing programs designed to make it easier to upgrade your home’s comfort systems. From low-interest loans to flexible terms, their offerings are tailored to help homeowners invest in energy-saving solutions without financial strain. Whether you're considering a new HVAC system, better insulation, or even solar panels, financing through iFinance can help make it possible.

Your journey starts with a personalized, in-home energy assessment from our certified professionals. We evaluate your current systems, review your energy use, and discuss your goals to recommend the right upgrade path for your needs and budget.

Our team supports you every step of the way—from helping you understand available financing options, to assisting with paperwork, contractor coordination, and ensuring you take advantage of any available rebates or incentives.

By combining our expertise with iFinance’s flexible financing, upgrading to a more energy-efficient home is easier than ever. Together, we make comfort and savings more attainable—without compromise.

At Ontario Budget Comfort, we're committed to making energy-efficient upgrades more accessible for homeowners. That's why we partner with Vista, a trusted third-party lease-to-own provider, to help our customers secure flexible financing when needed. While we don't provide the financing ourselves, we guide you through the process so you can confidently move forward with your home comfort upgrades. Vista's Lease-to-Own Program offers a 144-month term with ultra-low monthly payments, making it easier than ever to upgrade your home's comfort systems without financial strain. Whether you're considering a new furnace, air conditioner, water heater, or heat pump, financing through Vista can help make it possible — with furnaces and air conditioners starting as low as $34.99/month, water heaters as low as $29/month, and heat pumps as low as $56/month. Your journey starts with a personalized, in-home assessment from our certified professionals, where we evaluate your current systems, review your needs, and recommend the right upgrade path for your budget. Our team supports you every step of the way — from helping you understand your financing options, to assisting with paperwork, installation coordination, and ensuring you take advantage of any available rebates or incentives. By combining our expertise with Vista's flexible lease-to-own program, upgrading to a more comfortable, energy-efficient home is easier than ever.

*Disclaimer: OAC. Total cost of leasing may be higher than purchase price. Terms and conditions apply.*

Partner with our third party finance provider and one of Canada’s leading Fin-tech companies! With competitive rates!

Home Improvement Loans

Instant approval, No income verification under $40,000

  • Rates starting at 0%

  • 12-84 Month Terms

  • Up to $40,000 in funding

Vista Lease-to-Own Financing

Ultra-low monthly payments, fast and easy approval process

  • 144-Month Lease-to-Own Term

  • Furnaces & ACs as low as $34.99/month

  • Water Heaters as low as $29/month

  • Heat Pumps as low as $56/month